Your Story
Before we can deliver a plan for taking specific actions, it is essential that our clients have a story about how they want their future to look.  This individual story may include details surrounding retirement, education funding, and home ownership. 

We will begin by gaining an in-depth knowledge of your current situation and future goals in order to develop Your Story.  We will take care to deliver an action plan that will help balance all of your financial concerns and commitments and to sustain effective, two-way communication. 

Our Engagement
I will explain the issues and concepts that are related to the financial planning process.  I will explain the services and responsibilities as your planner and review your responsibilities as a client. 

Discovery
I will obtain from you information about your financial situation.  I may require documents including tax returns, investment statements and life insurance policies.  We will discuss, in detail, your goals and expectations.

Clarification Process
I will assess your current situation based on the information you have provided.  I will review and identify any problem areas or opportunities based upon your goals. 

Valued Client Kit
I will develop your plan tailored to meet your goals, values & investment personality.  I will provide detailed projections along with un-biased recommendations.  Together, we will establish an appropriate review cycle. 

Strategic Implementation
I will assist you in implementing the recommendations we discuss.  Depending on the complexity of your plan, I may suggest the involvement of other professionals like accountants and lawyers.

Monitor & Modify
We will monitor and evaluate your plan as dangers, opportunities and situations change over time.  We will discuss any life circumstances which may enhance or hinder the progress towards your goals.